Most people are uncomfortable thinking about their own death. Whole life policies usually include death benefits that cover your burial costs. This is a great tool to protect your loved ones from a heavy financial burden while they are grieving your death. Talk to the knowledgeable agents at Calhoun Risk Management in Minneapolis, MN to find out more about your coverage options.
What is Burial Insurance?
Burial insurance is part of a comprehensive whole life policy that pays for funeral and final arrangement expenses. As its name implies, it covers your burial costs so that your family doesn’t have to. It doesn’t require a medical exam, just the answers to a few questions about your health.
You pay premiums monthly, or sometimes weekly, and they’re typically very reasonable. The death benefit is determined by your age when you get the policy and the amount of premium collected. Most burial policies are flexible and may even cover the whole family. Ask your representative at Calhoun Risk Management in Minneapolis, MN about plans that cover yourself and family members to make the policy even more affordable.
Another approach is coverage that lets you pick out the funeral home, casket or cremation preferences and even the type of flowers. Your premium is adjusted to cover the actual costs.
Don’t be paralyzed by a fear of the unknown. Let Calhoun Risk Management help you get the peace of mind that comes with knowing your final arrangements are taken care of in Minneapolis, MN. Call an experienced Calhoun agent today to set up an appointment for all your life insurance needs.