In Minnesota, we can get hit by a violent storm at any given time of the year. Lightning, wind and precipitation in one form or another can cause some significant roof damage in an instant. Large amounts of water can leak into your house, making it a soggy mess and damaging ceilings, walls, floors and personal property. That’s just one reason why you want to be assured that you have the proper homeowners insurance coverage.
That homeowners insurance needs to adequately cover your personal property too. If there are any particularly valuable items in the house like furs, artwork, or a baby grand, you’ll probably want special endorsements covering those because the standard homeowners policy won’t insure them up to their full value.
We’re independent insurance agents, and we live and work in the fabulous State of Minnesota. We’re established and trusted members of our communities, who will give you objective and unbiased information about your insurance needs. Because we work with a variety of insurers, we’re in a position to offer you choices of who insures you, what type of coverage you’ll have, and how your premiums will be paid. Agents for the mega insurers can’t do that. They’re not permitted to.
Because we’re not tied to any single insurance company, we’re not unduly influenced. When you work with us, you can make your own selections for custom fitted and tailored coverage for your home and personal property.
Whether you’re buying your first home, or shopping for less expensive but better coverage, don’t hesitate to give us a call. We’re happy to talk with you. We’ll make the time for that, and we’ll be pleased to show you the variety of choices you have along with what we can do for you.